Mintage
Changes currency, tax terms and demo data
Try it with sample data

Give every dollar a job, including the ones you invest.

YNAB is great at budgeting and treats investments as balances. Mintage keeps zero-based budgeting and adds holdings, tax lots and capital gains.

  • No card needed
  • Cancel anytime
  • Export everything
  • AU, US and UK tax aware

Safe to spend and the 60-second check-in

  1. Open Mintage and see what is safe to spend today, after bills and goals.
  2. Start the daily check-in: new transactions arrive pre-categorised.
  3. Confirm each one with a tap. It takes about a minute.
  4. Your streak grows. Prefer no streaks? Calm mode turns them off.

Sample data for fictional people. Numbers are calculated by the same engine the app uses.

Why people switch

  • Envelope budgeting, kept

    Zero-based envelopes, rollover, safe to spend and a one-minute daily check-in. Import your YNAB export to start where you left off.

  • Investments with real detail

    Holdings by lot, dividends, time-weighted returns and a benchmark comparison, not just a balance you update by hand.

  • Capital gains before you sell

    See short versus long-term gains, choose lots that cost the least tax, and get wash-sale warnings.

YNAB details from ynab.com/pricing and its support guide on tracking investment accounts, checked 17 Oct 2026. Check the vendor's site for current details.

See it with your own eyes in under a minute

Open a full workspace filled with sample data for the United States. No sign-up, nothing to install.

  • No card needed
  • Cancel anytime
  • Export everything
  • AU, US and UK tax aware