CGT parcel picker
Which parcels should you sell? Paste your buys, enter the sale, and compare the capital gains tax under each choice, including the 12-month discount.
General information, not tax advice. These figures are estimates from the rules and numbers you enter; they ignore your other gains, losses and income. Check with a registered tax agent or adviser before you act.
Choosing Lowest tax saves an estimated $387.28 compared with oldest first.
| Parcel choice | Parcels sold | Capital gain | Discount | Net gain | Est. tax |
|---|---|---|---|---|---|
| Oldest first (FIFO) | 150 from 14 Mar 2019 (discount) | $3,895.10 | $1,947.55 | $1,947.55 | $759.54 |
| Newest first (LIFO) | 80 from 2 Mar 2026; 70 from 20 June 2022 (discount) | $1,572.30 | $617.78 | $954.52 | $372.26 |
| Highest cost first | 80 from 2 Mar 2026; 70 from 20 June 2022 (discount) | $1,572.30 | $617.78 | $954.52 | $372.26 |
| Lowest tax Lowest tax | 80 from 2 Mar 2026; 70 from 20 June 2022 (discount) | $1,572.30 | $617.78 | $954.52 | $372.26 |
- The parcel bought 2 Mar 2026 qualifies for the CGT discount in 140 days.
Do this for your whole portfolio. Mintage keeps every parcel, applies corporate actions and runs this before each sale.
Try with sample dataHow it works
Each strategy picks different parcels for the same sale. Parcels held for more than 12 months (not counting the day you bought or sold) get the CGT discount: 50% for individuals and trusts, 33⅓% for a complying super fund, none for companies. The estimate applies your marginal rate plus the 2% Medicare levy for individuals, assuming no other gains or losses this year.
The ATO lets you choose which parcel you sell if you can identify it, for example with your broker's confirmation or records like Mintage's. If you can't, it generally expects first in, first out.
See it with your own eyes in under a minute
Open a full workspace filled with sample data for Australia. No sign-up, nothing to install.
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- AU, US and UK tax aware